Approvals & Risk

Get approved where others decline with our expert underwriting and multi-bank relationships

Complete Approvals & Risk Solutions

From high-risk merchant placement to ongoing compliance support, we provide comprehensive solutions that keep your business processing payments without interruption.

High-Risk Merchant Placement

Our specialized team understands high-risk industries and has the relationships to get you approved where traditional processors say no. We work with banks that specialize in your industry and business model.

  • Industry-specific underwriting expertise for complex business models
  • Direct bank relationships for high-risk sectors and regulated industries
  • 99% approval rate with our strategic placement approach
High-Risk Merchant Placement
Multi-Bank Underwriting

Multi-Bank Underwriting (we match you)

We don't just submit your application to one bank and hope for the best. Our team evaluates your business and matches you with the right banking partner for optimal approval chances and terms.

  • Strategic bank matching based on your business profile and industry
  • Pre-underwriting analysis to optimize approval chances before submission
  • Multiple backup options for redundancy and business continuity

Backup Processor Continuity

Never worry about payment processing interruptions again. Our backup processor solutions ensure your business continues operating even if your primary processor experiences issues or terminates your account.

  • Automatic failover systems for seamless payment continuity
  • Multiple processor relationships pre-established and ready to activate
  • Zero downtime transitions with load balancing capabilities
Backup Processor Continuity
Chargeback & Compliance Support

Chargeback & Compliance Support

Protect your business with comprehensive chargeback management and compliance support. Our expert team helps you maintain healthy processing ratios and stay compliant with industry regulations.

  • Proactive chargeback prevention and dispute management services
  • Regulatory compliance monitoring and reporting for all industries
  • 24/7 support from compliance experts and chargeback specialists

Ready to get approved where others decline?

Join thousands of high-risk businesses who trust PaySurge for reliable payment processing and expert risk management.