Designed for businesses that thinkbeyond the transaction
We help you keep more profit, win more sales with financing, and stay approved—with real humans who pick up the phone.
Why PaySurge exists
Process smarter. Grow faster. Get approved where others say no.
For 18+ years, we've paired modern payment tech with hands-on service so growing businesses can reduce costs, unlock flexible checkout options, and operate with confidence.
What we do (in plain English)
Payments
In-person, online, links/QR, invoices, and virtual terminal—PCI-compliant and ready on day one.
Dual Pricing / Cash Discount
Compliant setup that can bring your effective card fees to 0%.
Buy Now, Pay Later (BNPL)
Offer pay-over-time via leading providers; you're paid upfront.
High-Risk Approvals & Backup
Multi-bank placement plus backup processing for continuity.
Integrations & API
Works with Stripe/Chargebee, Zoho/Salesforce, QuickBooks, Jobber, Housecall Pro, Shopmonkey—and more.
Growth & Retention
Automated receipts, reminders, win-backs; optional AI lead generation.
Why teams choose PaySurge
All-in-one growth stack
Payments + financing + retention, under one roof.
Approvals that stick
Friendly underwriting for "too risky/too new" niches, plus a backup processor.
0% effective fees (compliant)
Dual pricing configured to card-network & state rules.
BNPL that fits your industry
From Affirm/Klarna to Sunbit, GreenSky, Wisetack, Climb, Meritize, and more.
Fits your stack on day one
Keep the tools you love; we plug in fast.
Real support, 24/7
A dedicated human who actually answers.
18+ Years of Experience
From compliant dual pricing to buy-now-pay-later and bank partnerships that understand "non-standard" models, PaySurge is built to fit your workflow, not the other way around.
Approval Rate
Where others decline
Years Experience
Industry expertise
Real Support
Humans who answer
Effective Fees
With dual pricing
Built to fit your workflow, not the other way around
We believe payment processing should empower your business, not constrain it. That's why we've built solutions that adapt to how you work, with the flexibility to grow as you scale.
Our Values
Innovation
Modern tech meets human service
We combine cutting-edge payment technology with personalized support, ensuring you get the best of both worlds—advanced capabilities with a human touch.
Reliability
Approvals that stick
Our multi-bank relationships and backup processing ensure your business never stops. We're here for the long haul, not just the initial approval.
Transparency
No hidden fees, ever
Clear pricing, honest communication, and straightforward terms. What you see is what you get—no surprises, no fine print gotchas.
Partnership
Your success is our success
We're not just a vendor—we're your payment partner. Our team invests in your growth and works alongside you to overcome challenges and seize opportunities.
Ready to experience the PaySurge difference?
Join thousands of businesses who trust PaySurge for payment processing that actually works for them.